ERM / Credits

Strategic Overview

Administer simple-interest credits with clear rules for principal, fixed percentage, and payment history. Centralize portfolio, due dates, and balances to improve control and collections.

Personal lending

Manage simple agreements with relatives or known contacts.

Small business microloans

Operate low-ticket credit for recurring customers.

Installment collections

Track scheduled payments and overdue balances.

Interest control

Monitor recovered principal and generated interest by period.

Credits Platform

Lightweight financial management for simple loans

Active loans 180+
Monthly payments 950+
Loan setup time < 2m
JD
MG
AR
+5

Active collections team

8 agents

Main Features

Key capabilities to manage loans and payments

Loan creation

Register principal, term, and fixed interest per loan.

Simple-interest calculation

Calculate total due as principal plus agreed percentage.

Payment schedule

Plan installments and due dates with operational alerts.

Payment records

Apply partial or full payments and update balances automatically.

Portfolio status

View current, overdue, and generated-interest performance.

Organize your loan portfolio

Control simple-interest loans, payments, and outstanding balances from one dashboard.

Credits Success Stories

How teams and individuals manage simple loans

"Now we know exactly what each customer owes, how much interest was generated, and what payments are overdue."

NS

Neighborhood Stores

Customer microcredit

Retail

"We register each loan in minutes and the system updates the outstanding balance with every payment."

IM

Independent Managers

Personal loans

Finance

"The portfolio dashboard helps us detect overdue accounts early and prioritize collections without spreadsheets."

PA

Portfolio Admins

Collections control

Operations

Want to organize your lending operations?

Manage simple-interest loans, payments, and balances with full visibility.

Manage credits

Contact Us

Ready to revolutionize your real estate management?

BEMYTECH

Enterprise Software Development

Enterprise Software Development

Commercial Contact

+57 311 4302256

contacto@bemytech.io

contacto@bemytech.io

Mon - Fri: 9:00 AM - 6:00 PM

Mon - Fri: 9:00 AM - 6:00 PM